Car Insurance For Mexico Review – Is Buying Car Insurance For Mexico Online A BETTER Idea?
We asked one client what he thought about buying Mexican Auto Insurance online rather than at one of the booths, filling stations, or roadside stands along the border.
This is what he said:
“I’ve driven in Mexico for years. Nearly all travelers to Mexico plan their vacation, drive to the border then remember that they need to buy Mexican insurance … then they go buy it at the nearest seller. It’s the same as buying meat and groceries at Mobil or a local mini-mart… your selection is limited, and you don’t have any way to search the insurers or the policies that sell at the border. It’s take it or leave it… the coverage is a la carte, who knows what you are really really getting, AND they somehow add extra FEES! It’s much better to purchase online and ahead of schedule!”
San Diego, CA Resident
Also consider this: There is a LARGE difference between paper generated Mexico insurance policies and electronic Internet Mexican Insurance Policies.
Paper policies, are done in the old traditional way by agents throughout California, Texas, and Arizona in local insurance offices or at the border and mailed to Mexico, often through the regular postal US system.
Basically, an insurance salesman will manually fill out the paperwork, make a trip to the post office, and mail your policy to Mexico. In an attempt to reduce costs, it isn’t rare to see an office wait to send policies until they sell a substantial amount of them. Sometimes this means that your insurance contract is waiting at the agency for a few days before it’s posted.
Next, it can take more than a week for the whole lot to get through customs and arrive in Mexico City, where most of the large insurers are situated. Then it is processed into their master computer database by hand.
Online insurance policies are a far more effective process of promptly advising your insurer and dispensing policies to you fast by internet site, E-mail or by facsimile so YOU BENEFIT.
The real question is what happens if you have an accident and the insurance company doesn’t have physical evidence of your policy within their system? What happens if you have an accident on a weekend when almost all insurance agents are closed and the ONLY company able to respond is your insurance company?
Since you need to stay at the accident scene and report all accidents while in Mexico, and most auto accidents are adjudicated within hours, having physical possession of your Mexico Insurance online certificate, which needs to be verified by each insurer, is important.
Mexican Insurance Online Review – Is Mexican Insurance Online A Better Deal?
